Complaints Policy

Last updated: May 31, 2025

At Cool Finance Pty Ltd (ABN 35 678 029 528), we are committed to providing excellent service to all our clients. We value your feedback and take complaints seriously. This policy outlines our process for handling complaints and our commitment to resolving them fairly and efficiently.

1. Our Commitment

We are committed to:

2. How to Make a Complaint

You can make a complaint through any of the following channels:

3. Complaint Handling Process

Step 1: Acknowledgment

We will acknowledge your complaint within 1 business day of receiving it.

Step 2: Investigation

Our complaints officer will investigate your complaint thoroughly, which may include:

  • Reviewing relevant documentation
  • Speaking with staff involved
  • Examining our policies and procedures
  • Consulting with our credit license holder if necessary

Step 3: Resolution

We aim to resolve complaints within 30 days. You will receive:

  • A written response explaining our decision
  • Details of any actions taken to resolve the complaint
  • Information about your right to escalate the complaint

4. External Dispute Resolution

If you are not satisfied with our response, you can contact our external dispute resolution scheme:

Australian Financial Complaints Authority (AFCA)
Phone: 1800 931 678
Email: [email protected]
Website: www.afca.org.au

5. Record Keeping

We maintain records of all complaints for at least 7 years, including:

6. Contact Us

For any questions about our complaints process, please contact us:

Email: [email protected]
Phone: 0416 510 401
Address: Level 38, 71 Eagle Street, Brisbane CBD 4000, Queensland Australia